NCS Credit Report
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| The NCS credit
report is the backbone of our product line. It includes public
record information (bankruptcies, judgements, and liens), credit
relationships (bank loans, car loans, home loans, credit cards,
etc.), and summaries as risk models and trending.
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Residential Mortgage Credit Reports (RMCR)
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| RMCR provides
a complete credit report including a public report search for
previous seven years. In addition two or three merged and purged
credit reports from Expeian, Trans Union and Equifax, RMCR offers
personal interviews with borrowers as well as verification of
employment and residency. FNMA, FHLMC, FHA, VA and private investors
accept this report. |
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Rapid Loan
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| Rapid Loans
program is an expedited method by which the consumer disputes
can be processed, so the risk score can reflect a consumer’s
accurate credit history. If the proper documentation is provided
the trade-lines will be verified and updated in less than 72
hours. |
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Rapid Loan
Process
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Members will
provide the Credit Bureau via fax with complete consumer identifying
information (i.e. complete name, social security number, address)
and the acceptable documentation to update the trade line. Examples
of acceptable documentation includes:
· Creditor
letters
· Properly recorded public records
· Other written correspondence with contact name.
All documents
must be readable after fax transmissions. Our staff will notify
you if the documents are not readable or acceptable.
Once we have verified that the file maintenance has been made
on the credit file we will notify you via fax or e-mail that
you may re-access the bureau data.
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Criminal Reports
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| Proactive
property managers and landlords can help their communities by
bringing in tenants with good background. The process of screening
could include, eviction report, credit report and criminal reports.
Credit reports, eviction reports and criminal reports are available.
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Employment Credit Reports/Employment Screening
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| As crime prevention
becomes the top priority in our communities, protecting our
neighborhood from drug trafficking, violence, theft, etc. is
possible by screening new employees and new tenants.
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Business Reports
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| Experian Credit
Profile gives you accurate, current and complete information
to enhance your decision-making capabilities. The business reports
are available for smaller businesses as well as large ones.
No authorization is necessary to run business reports. Authorization
is necessary when ordering small business advisory reports on
smaller or medium size businesses, when the owner’s personal
credit report is requested. |
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Get Your Own Credit Report
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Did you know
there are THREE (3) Credit Bureaus keeping credit files on you
and that these credit bureaus DO NOT share information? Did
you know that different lenders look at different credit reports?
Be sure, be safe, get ALL THREE!
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